Expert (Token Cost: Free)

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Expert

(Dungeon Master's Guide v.3.5 variant, p. 109)
Experts operate as craftsfolk and professionals in the world. They normally do not have the inclination or training to be adventurers, but they are capable in their own field. The skilled blacksmith, the astute barrister, the canny merchant, the educated sage, and the master shipwright are all experts.
The expert could make a PC-worthy class choice, but only for those players willing to create a character focused on something other than a traditional adventuring career. Experts have a vast range of skills. Most towns and communities have at least a few experts in various fields. DMs should use the expert class for NPCs such as elite craftsfolk, experienced merchants, seasoned guides, and other highly skilled professionals.

Hit die
d6

Starting gold
3d4 x 10 gp

Skill points
6 + Int

Class Features
The following is a class feature of the expert NPC class.
--Weapon and Armor Proficiency: The expert is proficient in the use of all simple weapons and with light armor but not shields.

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Class Skills
The expert can choose any ten skills to be class skills. See Chapter 4: Skills in the Player’s Handbook for skill descriptions.
Skill Points at 1st Level: (6 + Int modifier) × 4.
Skill Points at Each Additional Level: 6 + Int modifier.

Note: Player's that take a NPC class gain a 10% increase to XP as long as they remain solely in an NPC class (Adept, Aristocrat, Warrior, Expert, or any combination of the 4), with the exception of Commoner. If taking levels in Commoner, you retain the 10% XP bonus, but do not gain the 25% xp bonus.